John Gafrett - Environminerals, Inc. Herietta Grant - KUB James M. Hart - Senior VP Scripps Howard TV Dr. Joe Johnston - President emeritus Univ. of TN Dale Keasling - CAO Home Federal Bank Joe Mont McAfee - Egerton, McAfee, Armistead & Davis Attys. Thomas Rentenbach - Rentenbach Engineering Co. David E. Sharp - CEO Home Federal Bank Harry W. Stowers, Jr. - Stowers Machinery Corporation William S. Trimble Jr. - Wm. S. Trimble Co.